Finorpa

Finorpa stands as a premier financial institution providing equity and quasi-equity funding for small and medium enterprises throughout the Hauts de France Region. Operating through Finorpa Gestion, an AMF-approved management company, the group deploys approximately €15 million annually in investment capital. With substantial resources totaling €80 million, Finorpa strategically invests in SMEs at various stages of their business lifecycle, including formation, expansion, and ownership transitions. Their comprehensive approach to regional economic development has established them as an indispensable partner for growing businesses seeking capital solutions in northern France.

Over three decades of operation, Finorpa has built an impressive track record of supporting more than 2,000 companies across diverse sectors. Their investment portfolio spans traditional industries, service-oriented businesses (including distribution, consulting, transportation, and information and communication technologies), and healthcare enterprises. This sector-agnostic approach allows Finorpa to identify promising opportunities throughout the regional economy while maintaining a balanced investment portfolio that mitigates risk through diversification. Their long-standing presence in the market has enabled them to develop deep industry expertise and an extensive network of business relationships.

Since 2009, Finorpa has expanded its financial toolkit by becoming a shareholder in the Regional Guarantee Fund (FRG), significantly enhancing its ability to support regional businesses. This strategic partnership enables Finorpa to provide SMEs and mid-sized companies with financial counter-guarantees for medium and long-term loans, leasing operations for both movable and immovable assets, equity contributions, and professional claims. Through this risk-sharing mechanism, Finorpa helps unlock additional financing for businesses that might otherwise struggle to secure traditional bank funding, thereby addressing a critical gap in the regional financial ecosystem.

Beyond direct investments, Finorpa operates Finorpa Conseils, a specialized division focused on revitalizing territories experiencing economic restructuring. This entity collaborates with local partners to implement targeted interventions in economically challenged areas. Through Finorpa Conseils, job-creating SMEs can access subsidized loans designed to stimulate employment and economic activity. This multifaceted approach demonstrates Finorpa's commitment not only to generating financial returns but also to fostering sustainable economic development throughout the Hauts de France Region, making it a truly mission-driven financial institution with both commercial and social objectives.